Ripple president Monica Long expects that by the end of 2026, about half of the United States’ top 500 companies will either hold cryptocurrency or use blockchain tools in their operations.
In a blog post published on January 20, Long explained that the past few years have been about building the rules and technology needed for this stage.
Long predicted that corporate balance sheets would include over $1 trillion in digital assets within two years. She also noted that companies will not only hold crypto but will start using it for more purposes.
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Her outlook aligns with a 2025 Coinbase
$1.97B
survey, which found that 6 in 10 executives from major US companies were already involved in blockchain projects. Long also mentioned that more public firms are adding Bitcoin to their reserves.
The growth of digital asset treasury firms also supports her view. Long pointed out that only four existed in 2020, compared to over 200 now, with nearly half of them founded in 2025 alone.
Long also believes recent regulation, along with efforts from companies like Visa and Mastercard, will make stablecoins a key part of the payment system rather than an optional alternative.
She said, “Within the next five years, stablecoins will become fully integrated into global payment systems, not as an alternative rail, but as the foundational one”.
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