In 2026, white-label crypto card programs have moved from experimental features into strategic product lines for neobanks, exchanges, marketplaces, and consumer platforms. Organizations now expect branded virtual and physical cards that convert on-chain assets into real-world spending, manage treasury and settlement across fiat and token rails, and comply with global card-network rules. Selecting a vendor is a product, compliance, and treasury decision: vendors must deliver BIN/issuer relationships, Visa or Mastercard integration, secure custody models, on-the-fly crypto-to-fiat conversion, mobile wallet tokenization, and strong developer APIs. Below, we profile eight top customzied crypto card service providers; each profile emphasizes a different business need and voice, so you can match capabilities to strategy. 

Explore These Best White Label Crypto Card Development Companies

When selecting and describing vendors,I prioritized: card-network support (Visa/Mastercard), BIN sponsorship or issuer relationships, fiat settlement and treasury rails, real-time crypto-to-fiat conversion, multi-chain token support, Apple/Google Pay and tokenization, compliance/KYC tooling, scalability for millions of cards, and an enterprise-grade SLA + integration APIs. These are the pillars enterprises ask for in RFPs today.

1) Antier

Antier positions itself as a full-stack blockchain partner that delivers enterprise-grade, cross-chain white-label crypto card programs for neo-banks and fintechs. Built for scale, Antier’s solution focuses on multi-chain support (BTC, ETH, Polygon, and stablecoins), pre-certified integrations with card networks, on-the-fly conversion engines, and hosted issuer services so enterprises can keep brand ownership with minimal overhead. What differentiates Antier is the combination of deep blockchain and crypto wallet development, BIN management support, and a turnkey compliance stack that helps regulated firms launch quickly while retaining customizable risk rules, loyalty linking, and treasury controls.

For enterprises that want a proven, global roll-out partner, Antier is the pragmatic, best-in-class choice.

2) Wallester

Wallester is built like a traditional issuing platform reimagined for white-label crypto card speed. It’s geared toward fintechs that demand granular API control over card provisioning, lifecycle events, limits, merchant category control, and mobile wallet tokenization. Wallester’s platform supports virtual and physical cards, offers exclusive BIN allocations, and plugs into card networks with developer-centric docs, making it ideal for brands that want deep integration with existing stacks. Suppose your enterprise wants to treat card features as product variables (instant card burn, dynamic limits, sub-ledgers). In that case, Wallester’s API-first approach gives engineering teams the control and telemetry required for aggressive product experimentation.

3) SDK Finance

SK’s ecosystem (SK Planet / SK Telecom) is not a boutique card vendor; it is an enterprise technology conglomerate embedding Web3 capabilities into mass consumer products: wallets, loyalty, and identity primitives. For large corporates seeking co-branded crypto cards with loyalty and identity bonds, SK’s playbook is strategic: tie card programs to loyalty wallets, decentralized identity, and consumer reach. An enterprise that wants a partner able to connect large user bases, merchant networks, and blockchain identity stacks will find SK’s ecosystem attractive for co-branded experiments where cards are one component of a broader Web3 engagement layer. This is a partnership ideal for consumer brands, telecom companies, and platforms seeking to scale.

4) Zypto

Zypto focuses on product polish and customer velocity. Their customized crypto virtual cards product emphasizes user experience: premium physical cards, immediately wallet-funded virtual cards, high spend/ATM limits, and frictionless reloads from non-custodial crypto wallets. Zypto’s stack is appealing to fintechs and exchanges that need a clean UX, simple merchant acceptance, and strong post-sale support. If your priority is delighting end users and fast activation metrics, Zypto’s combination of polished UI, high-limit card options, and merchant coverage gives brands a consumer-first card experience without rebuilding payment rails.

5) CipherBC

CipherBC is differentiated by a security and custody narrative: MPC wallets, institutional custody tooling, and guarded key management that feed card settlement flows. For enterprises where the custody model and cryptographic controls are non-negotiable (exchanges, custodial wallets, asset managers), CipherBC’s architecture links secure wallet custody to the minimal-trust conversion and settlement flows that power card programs. This approach reduces operational exposure when converting on-chain assets for fiat spending and simplifies audits. Choose CipherBC when the board and compliance teams demand the strongest cryptographic posture behind card settlement.

6) ChainUp

ChainUp is a vendor known for exchange and custody infrastructure, and it presents its white-label crypto card development program as part of a broader regulated ecosystem: exchange integrations, liquidity routing, compliance advisory, and managed operations for enterprise customers. ChainUp’s strengths lie in end-to-end program management: from KYC/AML orchestration and risk scoring to liquidity settlement between crypto pools and fiat rails. For regulated businesses and exchanges that want the card product bundled with matching exchange backends (order books, custody), ChainUp reduces integration complexity and operational risk while offering a managed service model.

7) LBM Solutions

LBM Solutions highlights pragmatic, compliance-aware card programs with a focus on US market needs and BaaS platform integrations. Their white-label offering targets businesses that need reliable billing, PCI/PCI-DSS awareness, card lifecycle management, and straightforward tokenization for digital wallets. LBM emphasizes developer support, onboarding services, and a domestic compliance footprint that appeals to firms launching in regulated markets with stringent AML/KYC requirements. If your roadmap prioritizes a conservative, bank-friendly launch that integrates with regional settlement rails, LBM is a solid, practical option.

8) Crassula

Crassula markets itself as a fast-deploy white-label banking engine that includes card issuing and account management. It’s especially attractive for enterprises that want a full neobank stack (IBANs, SEPA, FX, FX rails) coupled with card issuing and dashboards for merchant and customer control. Crassula’s no-code/low-code approach lets product teams launch card programs quickly with branded apps and back-office controls, making it an excellent fit for businesses that want to package cards inside a broader embedded finance play. If you need speed to market with full banking features, Crassula is designed for that use case.

How Should Enterprises Pick a White Label Crypto Card Service Provider?

1. Define risk appetite and custody model :  If you need institutional custody, prioritize MPC or custodial partners.
2. Decide scope (card only vs. full neobank) : If you want full banking features, choose platforms with IBANs/SEPA.
3. Confirm issuer/BIN and network support :  Visa/Mastercard integration and BIN control are non-negotiable for global acceptance.
4. Assess compliance & KYC/AML tooling :  Make sure vendor SLAs meet your regulators’ expectations.
5. Test developer experience :  Good SDKs and clear APIs speed integration and product iteration.
6. Plan treasury & settlement : Check conversion latency, FX spread, and treasury reconciliation tools. 

Choose The Best For Your Upcoming Crypto Card Project!

White-label crypto virtual cards are now a strategic product for enterprises that want to monetize user engagement, offer token utility, or extend embedded finance offerings. The market has matured: vendors now combine card-network integration, custody patterns, compliance stacks, and UX productization so that launching a branded card program is a practical choice for regulated institutions and growth-minded brands.

For large enterprises seeking a BaaS development company that balances deep blockchain engineering, cross-chain settlement, issuer/BIN support, and enterprise SLAs, Antier stands out as the most complete, proven option. It boasts a vast team of certified blockchain experts who are adept at crafting impactful crypto card solutions integrated in wallet, banking, and exchange solutions.

Frequently Asked Questions

01. What are white-label crypto card programs and who are they designed for?

White-label crypto card programs are branded virtual and physical cards that allow organizations like neobanks, exchanges, marketplaces, and consumer platforms to convert on-chain assets into real-world spending while managing treasury and settlement across fiat and token rails.

02. What key features should enterprises look for when selecting a vendor for crypto card services?

Enterprises should prioritize features such as card-network support (Visa/Mastercard), BIN sponsorship or issuer relationships, fiat settlement and treasury rails, real-time crypto-to-fiat conversion, multi-chain token support, compliance/KYC tooling, and strong developer APIs.

03. What differentiates Antier from other crypto card service providers?

Antier differentiates itself by offering a full-stack blockchain partnership with multi-chain support, pre-certified integrations with card networks, on-the-fly conversion engines, and a turnkey compliance stack, enabling regulated firms to launch quickly while maintaining brand ownership and customizable risk rules.

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